Checking
FedFinancial offers a superior checking account option. Our WOW Checking rewards direct deposit account users with great dividends! We make it simple -- just have at least $750 in direct deposits each month to earn dividends.
- No minimum balance
- Free online statements and check images
- Free Online Banking
- Free Online Bill Pay
- Free Mobile Banking
- Free Mobile Deposit
- Free VISA Check Card
- Bank at over 5,000 Shared Branches Nationwide
- 80,000+ Free ATMs Nationwide
- Unlimited Check Writing
- Earns dividends
Existing Members: Contact us to add a WOW Checking to your account or convert your current checking to a WOW.
To Qualify for Mobile Deposit you must:
- Be enrolled in the FedFi Online Banking
- Adhere to the Mobile Deposit Terms and Conditions.
- Be in Good Standing with the Credit Union
- For Share Deposits, Account Must Be Open at Least 60 Days
The details
- Deposits are processed upon receipt and subject to our regular funds availability policy.
- Travelers Cheques, money orders, third party checks, savings bonds and cash are not accepted.
- Deposit Limits (subject to change):
- Per Deposit Limit: $5,000
- Daily Deposit Limit: $5,000
- Rolling 30-Day Deposit Limit: $10,000
Checking Accounts
Effective Date: Saturday, February 22nd, 2025
| Account Name | Rate | APY* | Min. Balance |
|---|---|---|---|
| Free Checking | 0.00% | 0.00% | N/A |
| Money Market Checking | 0.05% | 0.05% | $2,500 |
| WOW Checking - Balances $100,000 or less | 2.00% | 2.02% | See Requirements Below |
| WOW Checking - Balances $100,000 or more | 1.00% | 1.00% | See Requirements Below |
*Annual Percentage Yield
To receive the rate for WOW accounts, members must have direct deposit of $750 or more a month.
Dividend rates on checking accounts are declared by the Board of Directors at the end of each month and are subject to change.
Funds Availability Policy Disclosure
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