Savings
Our basic savings account. This account is required for membership and requires a minimum balance of $25. You can also open secondary basic savings accounts with no minimum balance to keep track of savings for the kids, for vacation, or for a rainy day.
Existing Members: Contact us to add a secondary savings, super share, share certificate, or IRA savings account to your existing account.
Super Share
Earn more on your larger savings deposits while staying flexible.
- Minimum Balance: $5,000
- Calculate your Savings Goal
Share Certificates
Earn more dividends with a wide variety of terms to reach your goals.
- Terms from 3 months to 5 years
- Minimum balance: $1,000.
Traditional and Roth IRAs
Easy retirement savings options.
- Savings account or certificate options
- IRA Savings minimum balance: $0
- Certificate minimum balance: $1,000
- Certificate terms from 3 months to 5 years
| Account Name | Rate | APY* | Min. Balance |
|---|---|---|---|
| Share Savings | 0.02% | 0.02% | $25 |
| Super Share Savings | 0.05% | 0.05% | $5,000 |
| Holiday/Vacation Club Savings | 0.02% | 0.02% | - |
| Individual Retirement Accounts (IRA) | 0.10% | 0.10% | - |
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 months | 3.75% | 3.81% | $1,000 |
| 6 months | 3.71% | 3.77% | $1,000 |
| 12 months | 3.65% | 3.71% | $1,000 |
| 24 months | 3.99% | 4.06% | $1,000 |
| 36 months | 3.71% | 3.77% | $1,000 |
| 48 months | 3.75% | 3.81% | $1,000 |
| 60 months | 3.78% | 3.85% | $1,000 |
Share Certificate APY is based on a $1,000 deposit and may vary based on the amount of deposit. | |||
Disclosures
APY is Annual Percentage Yield. APY is based on a $1,000 deposit and may vary based on the amount of deposit.
Early withdrawal penalty for Share Certificate accounts:
- Term of less than 1 year: 90 days’ dividends
- Term of 1 year or more: 180 days’ dividends
Funds Availability Policy Disclosure
How much should I save to reach my goal?
What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.
