Current Savings Rates
Checking Accounts
Effective Date: Saturday, February 22nd, 2025
| Account Name | Rate | APY* | Min. Balance |
|---|---|---|---|
| Free Checking | 0.00% | 0.00% | N/A |
| Money Market Checking | 0.05% | 0.05% | $2,500 |
| WOW Checking - Balances $100,000 or less | 2.00% | 2.02% | See Requirements Below |
| WOW Checking - Balances $100,000 or more | 1.00% | 1.00% | See Requirements Below |
Savings & Investment
Effective Date: Saturday, February 22nd, 2025
| Account Name | Rate | APY* | Min. Balance |
|---|---|---|---|
| Share Savings | 0.02% | 0.02% | $25 |
| Super Share Savings | 0.05% | 0.05% | $5,000 |
| Holiday/Vacation Club Savings | 0.02% | 0.02% | - |
| Individual Retirement Accounts (IRA) | 0.10% | 0.10% | - |
Share & IRA Share Certificates
Effective Date: Saturday, February 22nd, 2025
| Term | Rate | APY* | Min. Balance |
|---|---|---|---|
| 3 months | 3.75% | 3.81% | $1,000 |
| 6 months | 3.71% | 3.77% | $1,000 |
| 12 months | 3.65% | 3.71% | $1,000 |
| 24 months | 3.99% | 4.06% | $1,000 |
| 36 months | 3.71% | 3.77% | $1,000 |
| 48 months | 3.75% | 3.81% | $1,000 |
| 60 months | 3.78% | 3.85% | $1,000 |
Share Certificate APY is based on a $1,000 deposit and may vary based on the amount of deposit. | |||
Early withdrawal penalty for Share Certificate accounts:
Term of less than 1 year 90 days’ dividends
Term of 1 year or more 180 days’ dividends
Funds Availability Policy Disclosure
* Annual Percentage Yield
To receive the rate for WOW accounts, members must have direct deposit of $750 or more a month.
Dividend rates on Checking, Share, Money Market and Super Share and IRA Share accounts are declared by the Board of Directors at the end of each month and are subject to change.
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